Category: Law

Free and low cost bankruptcy filing tools have gotten good. Some are run by nonprofits. Some are companies that charge a flat fee to type your forms for you. Filing without a lawyer is legal. The court calls it filing pro se. Plenty of people do it and come out fine. The real question is not whether you are allowed. It is whether your case is the kind that survives a mistake. Where Doing It Yourself Usually Works A no asset Chapter 7 with a simple picture is the best candidate: You rent, or you have no equity in your home Your car is worth less than the loan on it, or there is no car loan The debt is credit cards and medical bills Your income is clearly under…

Spring hits and the bikes come out. You see them on the back roads heading toward the bay, on Route 5, on the bridges over the Patuxent. Most rides end fine. The ones that don't? They can change your life in about three seconds. Here's the deal with motorcycle crashes in Maryland. They're not like fender benders. Injuries get serious fast. Adjusters fight harder. And the rules around helmets, fault, and what you can actually recover? Different than what most riders think. Start with helmets. Maryland still requires every rider and passenger to wear one. Eye protection too, unless your bike's got a windscreen. The MVA sets the standards, which basically means a DOT-approved helmet does the job. You can read the whole law over at Maryland Transportation Code §21-1306…